About

Built by someone who needed it.

Hisab was built by a Ghanaian developer living in Abu Dhabi who went through the stress of managing multiple debts in the UAE firsthand: juggling a bank loan, credit card arrears, and car rental debt while trying to understand a financial system that wasn't built for expats. No tool existed that understood UAE context: the Al Etihad Credit Bureau, the travel ban risk, the Financial Remediation departments, the shame of asking for help. So he built one.

A financial platform for UAE's 9 million expats.

The name حساب (Hisab) means accounts, reckoning, and settling in Arabic, Hindi, and Urdu simultaneously. It is the word every expat in this country already knows. Hisab starts with debt because that is where the pressure is most acute.

Private-first, with clear limits.

Your debt records and salary details stay on your device by default. If you use AI chat or AI extraction, the information needed for that task is sent securely for processing. Raw documents are not stored on Hisab servers after processing.

How we build.

Hisab is built in the open and shaped by real UAE expat stories. Every feature has to earn its place against one test: does it reduce the fear around debt without asking you to trade away your privacy? That is why your financial data stays on your phone, why the app speaks four languages with full right-to-left care, and why the hardest features, like bank negotiation and Etihad Credit Bureau analysis, are free. We would rather ship one honest tool people trust than a dozen that harvest data.

Debt today. Community now. Credit tomorrow.

Hisab starts with debt, and a private community of UAE expats going through it together is already here: pseudonymous, supportive, and honest. The next phase helps you build a credit profile. More to come.